Special Finance

Bad Credit Auto Loans & Subprime Financing in Port Huron, MI

At Northgate Ford, we believe everyone deserves a dependable vehicle—no matter their credit history. Whether you’ve experienced bankruptcy, missed payments, or are just starting to build credit, our finance team specializes in bad credit auto loans and subprime auto financing that help you get approved and back on the road.

We Help Drivers with All Credit Situations

  • Bad Credit? No problem.
  • No Credit? We can help you start building it.
  • Bankruptcy or Repossession? We’ve helped customers in the same position drive home happy.

Our finance professionals work with a wide network of trusted lenders who focus on second-chance auto loans, so even if you’ve been turned down before, Northgate Ford can often find a way to say yes.

Why Choose Northgate Ford for Subprime Auto Financing?

  • High approval rates through our lender network
  • Flexible loan terms that fit your budget
  • Credit-rebuilding opportunities with on-time payments
  • Wide selection of new and used vehicles
  • Friendly experts who care about your success

Whether you’re shopping for a fuel-efficient car, a family SUV, or a tough Ford truck, you’ll find the right match in our new inventory and used inventory.

Fast, Easy, and Secure Application Process

Applying for financing at Northgate Ford is simple and stress-free.

  • Apply Online: Complete our secure finance application.
  • Get Approved: Our team matches you with lenders offering competitive subprime loan terms.
  • Drive Away: Pick your vehicle, sign, and drive—often the same day.

Even better, you can get pre-approved before visiting the dealership to save time and know your options in advance.

Start Rebuilding Your Credit with Confidence

A car loan isn’t just a path to reliable transportation—it’s a chance to rebuild your credit with every on-time payment. The finance team at Northgate Ford in Port Huron is committed to helping you succeed now and in the future.

Get started today—fill out our online finance application or stop by Northgate Ford at 3600 Pine Grove Ave, Port Huron, MI 48060 to meet our friendly financing experts.