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Buy vs Lease

Make Your Choice with Ford Credit

The decision to finance or lease can depend on several factors, including how often you prefer to get a new vehicle and your driving habits. Determine which best fits you and your lifestyle.


Should I Buy or Lease?

The biggest difference between buying and leasing is ownership. Buying a car means that the vehicle is yours to do with and drive for as long as you like. Leasing on the other hand is like renting in that the vehicle is not yours, is usually returned to the owner after all payments are made, and has to be kept in good condition.


Buying a Ford


Finance a Vehicle - Make it yours

Vehicle financing can be the ultimate reward whether you're considering a new or Certified Pre-Owned Ford vehicle.

Financing also has unique benefits and features:

  • Variety of popular terms
  • No mileage limits or excess wear and use charges
  • Customize your vehicle at any time
  • Each payment helps build vehicle equity toward future trade-in
Northgate Ford in Port Huron MI

Consider BUYING if you:

  • Like to drive or have a long commute - no worry; buying means unlimited miles
  • Plan to have a large down payment
  • Want to customize - personalizing with aftermarket equipment is allowed
  • Expect to keep the vehicle for more than a few years
  • Want to own the vehicle free and clear - once all payments are made the vehicle is yours

Leasing a Ford


Northgate Ford in Port Huron MI

Lease a Vehicle - Retain your option to return or buy

Lease payments are usually lower than similar-term finance payments because you're only paying for the portion of the vehicle's value used during the lease term (and any associated lease charges).

Red Carpet Lease provides unique benefits and features:

  • Variety of popular terms, including our popular 24/36 month leases
  • Seven mileage options to choose from
  • Customize your vehicle at time of purchase with approved accessories

Consider LEASING if you:

  • Can anticipate annual mileage needs over the next few years - miles are limited
  • Keep your vehicle clean and in good working condition
  • Like having the 'latest and greatest' - leasing can mean a new car more frequently
  • Prefer to have a vehicle that is under warranty
  • Value the convenience of returning your vehicle at the end of the agreement

Northgate Ford

3600 Pine Grove Ave.
Port Huron, MI 48060
Driving Directions
Sales 810-958-1128
Service 810-689-4105
Parts 810-689-4081
Body Shop 810-984-5011
Monday 9:00AM - 7:00PM
Tuesday 9:00AM - 6:00PM
Wednesday 9:00AM - 6:00PM
Thursday 9:00AM - 7:00PM
Friday 9:00AM - 6:00PM
Saturday 9:00AM - 2:00PM
Sunday Closed
Monday 8:00AM - 6:00PM
Tuesday 8:00AM - 6:00PM
Wednesday 8:00AM - 6:00PM
Thursday 8:00AM - 6:00PM
Friday 8:00AM - 6:00PM
Saturday 9:00AM - 2:00PM
Sunday Closed
Monday 8:00AM - 6:00PM
Tuesday 8:00AM - 6:00PM
Wednesday 8:00AM - 6:00PM
Thursday 8:00AM - 6:00PM
Friday 8:00AM - 6:00PM
Saturday 9:00AM - 2:00PM
Sunday Closed